Who We Are


Together partners Irving Pozmantier and Joe Williams have accumulated over 110 years providing insurance and risk management advice. Our goal is to work in partnership with our clients and their brokers to design, implement and monitor cost effective property and casualty insurance and risk management programs while providing a higher level of expertise. We help our clients design, implement, and monitor cost effective property and casualty insurance programs.


Irving is acknowledged as one of the most esteemed insurance professionals in the industry today. Because he is widely respected by carriers, adjusters and clients, his negotiating skills have lead to the settlement of many large property claims which others had not been able to resolve.


Joe Williams

Joe would welcome the opportunity for a no cost consultation to determine if his skill set would provide added value to your insurance and risk management team. Joe is an effective communicator, is likeable, and a person whom others have found to be objective and credible.



Donna L. Stone

Donna is a recognized and accomplished insurance & risk management professional, with over 40 years of experience in the industry. Her breadth of knowledge and expertise comes from serving in positions on all sides of insurance practice including underwriting, insurance broker, and most recently as Director of Risk Management for a global energy firm. Donna is a true student of the business and is skilled in the application of strategic insurance and risk management strategies including identification and analysis of risks and exposures for all types of organizations; as well as contractual risk transfer and financing methods such as retention and captive programs. She is skilled in insurance due diligence review for mergers & acquisitions including analysis of appropriate coverage for lender project finance, both domestic and foreign. Donna coordinates competitive bid processes and is often called upon for high level claim resolution matters. Donna maintains her General Agent and Risk Manager licenses and has attained the industry accreditations of Associate in General Insurance (AINS); Certified Insurance Counselor (CIC); Associates in Risk Management (ARM), Certified Risk Manager (CRM) and the prestigious Chartered Property and Casualty Underwriter (CPCU) designation.